Embed Financial Innovation
Banking-as-a-Service
Empower your business with First Fintech’s Banking-as-a-Service (BaaS), enabling seamless integration of banking products into your ecosystem without a banking license.
Modular, Scalable Banking Solutions
First Fintech’s BaaS empowers fintechs, merchants, and platforms to deliver innovative financial services with ease and compliance.
OpenAPI Framework
- Seamless API Integration
- Secure and Scalable
- Real-Time Access
Customer Onboarding
- eKYC Verification
- AI-Powered Risk Assessment
- Frictionless Experience
BNPL for Merchants
- Boost Conversion Rates
- Flexible Credit Scoring
- Real-Time Approvals

Comprehensive Banking-as-a-Service Solutions
First Fintech’s BaaS platform enables fintechs, merchants, and digital platforms to embed financial services seamlessly, driving innovation and customer engagement.
OpenAPI Framework
Integrate banking functionalities securely and scalably into any platform with our developer-friendly OpenAPI framework.
Customer Onboarding
Streamline onboarding with eKYC, document verification, and AI-powered risk assessment for a compliant, frictionless experience.
BNPL for Merchants
Increase conversions with embedded Buy Now, Pay Later solutions, featuring flexible credit scoring and repayment scheduling.
Co-branded Cards
Launch custom-branded debit, credit, or prepaid cards with real-time insights, controls, and loyalty integration.
Payments
Offer seamless payment solutions, including UPI, QR payments, ACH, wallets, and cross-border transactions.
Utility-as-a-Service
Monetize bill payments, mobile top-ups, and insurance premiums via APIs, creating a one-stop utility hub.
Digital Products
Distribute microloans, insurance, savings, and investments with API-driven, compliant digital financial products.
Our BaaS Philosophy
Empowering Platforms with Finance
We believe in enabling businesses to deliver innovative financial services through seamless, secure, and scalable BaaS solutions tailored to their ecosystems.
Our BaaS Mission
To empower fintechs and platforms with modular, API-driven banking solutions that drive innovation and customer loyalty.
Our BaaS Vision
To redefine embedded finance by delivering seamless, compliant, and customer-centric banking services for all industries.


Our BaaS Values
Foundation of Embedded Finance
Security & Compliance
Enterprise-grade security and real-time KYC/AML compliance ensure trust and regulatory adherence across all services.
Innovation & Flexibility
Our API-first, modular platform enables rapid innovation and adapts to the unique needs of your business.
Customer-Centric Integration
Seamless, intuitive financial services designed to enhance user experiences and drive platform engagement.